Debt management is about balancing two sides of the same coin. First, you need to prioritize and reduce your current debt. Second, you need to minimize or eliminate your chances for taking on new or additional debt. Both easier said than done, but that’s why we’re here to help you.
It’s also important to remember that, unless you’re able to save up the funds to buy a house with cash, you’re more than likely going to have some debt. The trick is to limit your toxic debt (like credit cards) and strategically manage your good debt (like a mortgage). Our experts can help you evaluate:
- How to best structure business loans and credit;
- When to refinance your home or business; and
- Whether a 15 or 30 year mortgage is right for you.